To insure your organization, event, location or instructors, you’ll need to go through an insurance broker. Our Broker partners are experienced in crafting custom insurance solutions for all sports needs.

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Who We Insure

  • Sports Associations
  • Sports Clubs, Leagues and Teams
  • Sports, Camps and Clinics
  • Festivals and Special Events
  • Short Term Sporting Events
  • Fitness Professionals
  • Personal Trainers
  • Multi Sports Clubs
  • Sport Training Facilities

  • Programs for Municipalities
  • Schools & Theatres
  • Performing Arts Centres
  • Sport Complexes
  • Facility Owners
  • Outfitters and Guides
  • Martial Arts
  • Event Planners 


General Liability

  • No general aggregate
  • Comprehensive Wordings
  • Limits from $ 1,000,000 to $5,000,000 with potential for higher if needed
  • Tenants legal liability limit of $2,000,000
  • Incidental Medical Malpractice
  • Additional Insured- Blanket Basis
  • Non Owned Automobile

Participants Liability

  • Includes participant to participant
  • Limits follow General Liability

Errors & Omissions

  • Directors & Officers ( Wrongful Acts)
  • Includes $1,000,000 for Non Profit Organizations
  • Competitive pricing for Profit Organizations
  • Higher limits available

Also Available

  • Voluntary Compensation Coverage
  • Legal Expense Reimbursement Coverage

Abuse Limited Liability

NonProfit Organization's Directors' and Officers' Liability

Sport Accident 

Covers all participants, coaches, managers, officials, and trainers.

The Accident Policy pays for medical bills on behalf of injured participants. This coverage is secondary to any other health care plan(s). The Accident Policy provides benefits as per the Benefit Schedule. 

Highlights of Benefit Schedule:

  • Principal Amount $ 50,000
  • Dental Accident Reimbursement $10,000
  • Medical Expense Reimbursement $15,000
  • Rehabilitation- Any one Insured Person $3,000
  • Aggregate Limit Payable for any one Accident $1,000,000

Travel Medical

Includes coverage for Accident/Sickness, Dental, Trip Interruption, Repatriation and Out-of-Pocket Expenses

  • Limits of $2,000,000
  • Excess Coverage of your Provincial or Territorial Plan
  • Worldwide Coverage 


Covers property usual to a sports or recreational organization or event.

  • Broad Form Wordings
  • Business Interruption
  • Crime Coverage 

Also Available

  • Miscellaneous property Floater
  • Replacement Cost
  • Flood
  • Sewer Backup
  • Earthquake
  • Office Computers 

Partnered Services

Ccm logo

Concussion Prevention

Complete Concussion Management (CCMI) exists to ensure that evidence-based, best practices derived from published research make it into the hands of those practicing in the medical and healthcare fields, to ultimately, provide concussed patients and those at risk of concussion with proper care and procedures. With a clinical network of experienced and trained professionals using advanced electronic medical sharing and smartphone technology, CCMI offers a viable solution to the current concussion problem in sport.

Email to learn more about this service.